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The dave ramsey Show

to be in the top 10%

below is a chart of the top 10% net worth true net worth,

True Net worth is  Take All assets and add the values up Then take all debts you have and Minus the debt amount from ur assets = true worth

age 18-26 = 65k

26-30 = 142k

31-35 = 259k

36-40 = 464k

41-45 = 721k

46-50 = 1.1 Mil

51-55 = 1.2 Mil

56-60 = 2.4 Mil

61-65 = 1.9Mil 

66-70 = 1.7Mil

71 - 99 = 2 mil 79k 

so how do you stack up? 

Watch My Youtube Video here

Cutting costs

coming soon - Cut costs in non asset Areas

Ways To Make Money By Scott Wenger #1

Rent out a car/cars Coming soon

Set dividend chart

investing 735$ in all of these comps based on the chart you will make 41$  now, this chart is subject to change not all brands keep the same dividend rate but its a good set of stocks to add into the mix to make true passive income 

Drive For Amazon!

To be an amazon driver Means you deliver packages, Here is the truth, if your hard working and like driving and good with money, this could be a way for you to truly get ahead in life, amazon pay ranges 16-18$ PER HOUR! and most report getting WELL over 45 hours per week, in my video i explain in more details

Become a Temu Affiliate

When it comes to making money as an Affiliate, this one is pretty easy ( click learn more to get started )  basically you buy products you then Review those products on the social media of your choice ( youtube ect  ) then you share the product Link in your description. if people click that link and buy the product you get a small % commission and then you Repeat!

Click Here To Get Started

Videos You Must WATCH

crooge McDuck and Money Walt Disney, 1967

  • Wisdom , Back When People Cared about the youth and getting ahead.

1954 Business

stay at the top.

1949 -

why things cost what they cost.

1953 Stock-market

How the stock market works.

Ways To Make Money By Scott Wenger #2

ETSY * coming soon

Advertise on Your Car * coming soon *

Landscaping* comin soon *

*  coming soon * 

Landscaping* comin soon *

Advertise on Your Car * coming soon *

Landscaping* comin soon *

Advertise on Your Car * coming soon *

Advertise on Your Car * coming soon *

Advertise on Your Car * coming soon *

Storage Rentals * coming soon *

Design T-Shirts - Tspring ect * coming soon *

Advertise on Your Car * coming soon *

Buy Vending Machines * coming soon *

Design T-Shirts - Tspring ect * coming soon *

Design T-Shirts - Tspring ect * coming soon *

Design T-Shirts - Tspring ect * coming soon *

Design T-Shirts - Tspring ect * coming soon *

Design T-Shirts - Tspring ect * coming soon *

REIT Investing

Sniffer! Rent out your yard

Royalty Exchange

i Use M1 ( click find out more below ) 

 The U.S. Congress established real estate investment trusts, or REITs,  in 1960 to give people the opportunity to invest in income-producing  real estate. 

 

REITs are like the mutual funds of real estate.  They’re a collection of properties operated by a company (aka a trust)  that uses money from investors to buy and develop real estate.

They’re a fantastic choice if you want to get involved with real estate investing but  don’t want to commit to purchasing or financing a property. Like with  most blue-chip stocks (more on those later), REITs pay out in dividends.

REITs also focus on a variety of different industries, both domestic  and international. You can invest in REITs that build apartments,  business buildings, or even healthcare facilities.

(NOTE: There are some taxable implications for REITs.)

In all, they are a straightforward way to get involved with real  estate without having to eat the upfront cost of buying property. To get  started, go to your online broker and purchase a REIT like you would a  typical investment.

One I suggest? The Vanguard REIT ETF (VNQ). This is Vanguard’s ETF fund that tracks a REIT index from MSCI Inc, a noted investment research group.

Find out more

Royalty Exchange

Sniffer! Rent out your yard

Royalty Exchange

 Royalty Exchange gives both retail and institutional investors access to  royalty streams previously available only to industry insiders, private  equity, or institutional funds.

Through our unique marketplace,   you can now build a portfolio of uncorrelated, yield-generating  royalties with a documented track record of consistent income across  multiple assets, price levels, and terms…  this website allows you to buy " rights " to songs then make income from that song/songs singer ect i personally have not invested yet but will try it someday 

Find out more

Sniffer! Rent out your yard

Sniffer! Rent out your yard

Sniffer! Rent out your yard

This is a strange new one but hey its a way to make money! you Rent out your yard to pet owners you charge a Hourly fee and owners can bring their pets to your yard! 

Find out more

Shared Earth

Sniffer! Rent out your yard

Shared Earth allows you to rent out your Land/Ground to people who want to garden! very interesting! 

Find out more

Doordash - Grubhub Coming soon

Doordash - Grubhub Coming soon

Uber driver Coming soon

Doordash - Grubhub Coming soon

Ways To Make Money By Scott Wenger #3

dividend Investing

stock trading

Buying stocks That pay good Dividends is a great way to Make Extra income The only Down-fall to this method is You need money, now of course you dont need much! but the more you have means the more you will Make, but if you can afford to Set aside 10$ a week into a dividend paying stock you will be well on your way to Creating income! There are many people who make 100$ all the way up to millions! of dollars per year from just dividends Warren buffet makes over 700 Million per year in DIV's yes 700+ MILLION you read that right! A Great app/Website to use to get started is M1 - with them you can actually create 5 bank accounts, trade stocks, have IRA accounts and more! and of course if you use my link you get a free gift when you create an account! Click Find out more Below * also click the photo to Go to my youtube Channel where i will be posting more Stock videos in the future *

Find out more

Work A Normal Job

As dumb As it sounds Working a normal job is a great way to make money, make money during the Day and at night work on side hustles. The avg person can bring home 400-600$ Per week Take home pay. ( photo is me cleaning windows Reported By Fox News ) Back when i cleaned windows

Start Your own window cleaning business

window washing

* me cleaning windows in photo * starting your own window cleaning business can be Done with a Vehicle And maybe 750$ Worth of supplies , its simple. Go to businesses with GLASS! walk inside and ask to speak to the manager or ask if you can leave your card. Have your name and number on your car, has business cards hand them out, over 1-4 months word will spread, dont be shy and to start you can Easily! offer to clean their windows for the first time FREE to show your work. my dad and i cleaned windows for 12+ years Click Learn more to see videos of us cleaning windows - WE cleaned windows until C()vid then i got my family into online income. If you want to know what supplies to use click the Photo and it will take you to amazon supplies 

Find out more

Yard Sale - flipping- Storage Auctions

Yard Sale - flipping- Storage Auctions

going to yard sales then selling the items on FB market place or ebay + other sites is AN amazing way to make 0 to 1,000$ or more per WEEK! and the same goes for storage auctions. i used to go to flea markets , yardsales, and i even went to a storage unit auction! TONS OF FUN! i sold items on ebay and got up to 2300 100% rating! score! the key is Bulk. get as much items on your store as possible!  store/website/ebay/facebook/apps ect  and you can start just as little as 100$ - of course you can move up to bigger fish like flipping cars furniture ect! ( i sell on ebay from time to time but im to busy atm to flip ) 

Find out more

Day Trading in The Stock market.

Yard Sale - flipping- Storage Auctions

Day Trading in The Stock market.

Day trading is a great way to make money And loose a lot of money  it took me 2 years to learn how to trade and i know basically all that is needed to know.  click my video on that channel we will do more stock videos in the future.  * yes i trade stocks - Been doing it for over 2 years * 

Find out more

Become A Youtuber

Yard Sale - flipping- Storage Auctions

Day Trading in The Stock market.

if you become a youtube like me you can make anywhere from 10$ a month up to Millions! you need a min of 1,000 subscribers and 4000 Hours of watch time in the last 12 Months to apply to be monetized but its Doable! on avg it takes people 6Month up to 2 years to get 1k subs, if your not at 1k subs after 2 years you need to step it up. CLICK FIND OUT MORE to see my playlist i made going over how to get started

Find out more

Cut your costs.

One of the BEST ways to make more money and yes THIS is making more money any money coming in and staying in is gained money. make a list of all your bills, then cut out bills YOU DO NOT NEED, turn your lights off sooner use less bulbs take quicker showers Ect

Find out more

Crypto Mining

Crypto mining can be a great way to make money If you have a Solar system. you can make money using the grid but it will take a lot of power = much higher electric bills there is a lot to know when it comes to mining, i used to do it for fun. click find out more 

Find out more

scrap metal's

FundRise → Investing in Real Estate Portfolios

metal scraps

Going around picking of metal  items on trash day and storing all your metal until you have a truck load then you take it to a Recycle  place in exchange for $$$$ going along roads on trash days, placing ads to take unwanted metal ect is a good way for people to get rid of items and you to make money!

Find out more

FundRise → Investing in Real Estate Portfolios

FundRise → Investing in Real Estate Portfolios

 

Fundrise allows you to focus on investments in real estate portfolios, or  several properties in one investment.  In theory, this diversifies your  investment risk while providing you access to several properties  simultaneously.

To date, Fundrise is the most popular real estate investment platform  offering a portfolio approach. This investment platform provides  several options for you to review and invest your money.  Their  available portfolio options include:

  • The Starter Portfolio – This option allows investors to start investing in real estate with as little as $10.
  • Core Portfolios (Supplemental, Balanced, and Long-Term Growth) – Each of these “Core Portfolios” comes with a higher minimum  investment of $1,000 and targets a different investment objective.   Supplemental aims to provide additional passive income from real estate  investing on the Fundrise platform, Long-Term Growth invests money for  the primary goal of capital appreciation, while Balanced focuses on both  of these investment objectives. By offering these investment portfolio  options, investors can choose which investment objective best aligns  with their financial goals.

Find out more

Air b & B coming soon

Peer-to-Peer Lending * coming soon

Peer-to-Peer Lending * coming soon

Peer-to-Peer Lending * coming soon

right now you cant do this in my state on most platforms *  coming soon * 

Asset Basket*All Things Are Risky Invest At Your Own Risk #1

Gemstones

Gemstones

Gemstones

Gemstones can be a great way to store value but you need to do your research first! spend a good 1-3 weeks studying them so you dont buy fakes. Gemstones / diamonds sapphires rubys ect 

Find out more

Jewlery

Gemstones

Gemstones

buying jewelry is an amazing way to store wealth but! you need to make sure the silver is .999 or .925 also gold needs to be .999 .925 or 10k 14k 22k 24k look up all the different gold and silver stamps and then make sure its Authentic!!! 

Find out more

Asset Basket*All Things Are Risky Invest At Your Own Risk #2

Guns/ ammo coming soon

prepping supplies + related coming soon

Guns/ ammo coming soon

food/water coming soon

prepping supplies + related coming soon

Guns/ ammo coming soon

prepping supplies + related coming soon

prepping supplies + related coming soon

prepping supplies + related coming soon

Coin collecting / Currency Coming soon

prepping supplies + related coming soon

GoldBack Currency

 THERE ARE HIGH PREMIUMS PLACED ON THESE AND CAN ONLY BE USED  IN STATES AND BUSINESSES THAT ACCEPT THESE - but you can buy them as a investment and not spent them - Super risky -  THEY OF COURSE have some value but not as much as your paying, so if you pay 7$ per 1$  the 1$ is prob worth about 2-3$ in actual gold so your paying 7$ for like 2-3$ value ) but its a neat asset to add and if gold goes thru the roof value will go up A Goldback is a type of voluntary, non-dollar, complementary currency and may be the world's only circulating interchangeable gold money.  Containing fractional amounts of 24-karat gold, the value of Goldbacks  is based on the current exchange rate of gold.  

The Goldback solves a 2,600 year old problem in that gold can be spent in small, interchangeable increments  

The Goldback is the world's first voluntary, complementary currency  to be made of a spendable, small denominations of physical gold. Each  goldback note is made from 24k gold sandwiched between layers of thin  plastic.

The first goldback notes were issued in the state of Utah. Soon after, goldback notes were issued for the state of Nevada + other states.

Each $1 goldback is a local legal currency within 1-+ states with a face value of $1 ( state ) Dollar.

To create this $1  note, 1/1000 troy oz of 24K gold  was utilized. The advantage of owning Goldbacks is that it can  offer stability against the inflation of the dollar. The value of a  goldback fluctuates based on the price of gold. ( i earn nothing from the link its just a link to more info ) i order my goldbacks from ebay sellers with 99 or 100% feedback and over 2,000 Feedback rating. here is one = https://www.ebay.com/str/liquidbullion clicking learn more takes you to melt values ECT 


Find out more

GOLD NUGGETS

Please Learn more here = https://www.prospectingplanet.com/investing-in-gold-nuggets-ultimate-guide/

 

Gold nuggets are some of the most attractive pieces of gold you can  get your hands on. They come in many different forms and can sometimes  be sold for many times their actual gold scrap value. With this in mind,  many people are asking themselves if they make a good investment?

So, is it a good idea to invest in gold nuggets?

Gold nuggets make a good investment in smaller numbers if  held long term, and not for emergency situations that would require  selling quickly. The reason is that gold nuggets are illiquid  investments when compared to gold bullion, as they need to be sold to  the right buyer to command a fair price.

There is a lot you need to consider before deciding whether investing  in gold nuggets is the right move for you and your finances. clicking learn more will link to a trusted Ebay seller of nuggets

Find out more

BONDS

 can be bought VIA Stock market exchanges

What they are: Bonds are loans to the government or a  company. Your income from bonds comes in the form of fixed-interest  payments. As the bondholder (lender) you receive a fixed amount of  interest income on a regular schedule. When the loan term ends, you  receive your original investment back.

How they work: The rate of interest you receive on a bond depends on the length of its  term - the longer, the higher - the creditworthiness of the borrower,  and the conditions of the market. There are three main types of bonds: 

  • Government  bonds, also known as Treasuries, are considered extremely reliable  because they are backed by the US government, but the tradeoff is a  relatively low interest rate.
  • Municipal bonds are a form of  government bonds issued by states, cities, counties, and other  government entities. Interest is exempt from federal taxes and often  from state and local taxes as well.
  • Corporate bonds are issued  by companies (both public and private) and therefore riskier than  government bonds. For that reason, they pay a higher interest rate than  government bonds. depending on the creditworthiness of the issuer. 

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House-Hold Items

Dont forget all the junk you have around the house has value! lol but what your adding up its value, you cannot add what you paid for it, you must be logical if you bought a 55" tv for 500$ i hate to tell you but used its prob 200-250$ now  so when adding up house-hold assets figure a little on the lower end.

Find out more

Savings Account

Checking account

its important to have a savings account. where you have money that is never touched, i think you should have  3 to 6 months worth of income saved, now do your research. try and find the best platform with the highest interest rate that they will pay for for your money.

Checking account

Vintage CIB Games + systems

Checking account

your checking account is an asset unless you have 0.00$ in it lol  i think you should ONLY have enough money in your checking account to pay for bills, no more no less. so if your bills are normally 2000$ per month then save 2300$ keep it into your account, then after all bills are paid all the extra $ move to your savings account, if your savings account gets to 9 months worth of income saved, then start flowing your extra money into side hustles and only assets

Pure Land

Vintage CIB Games + systems

Vintage CIB Games + systems

Owning Pure land is a good way to store wealth. keep in mind you will pay property taxes but it will be less if there are no building on the land but keeping wealth in land is a good thing, and in other states you can buy wooded land for 20k+

Find out more

Vintage CIB Games + systems

Vintage CIB Games + systems

Vintage CIB Games + systems

vintage games complete in box can hold value, like Super mario 64 Complete in box holds a value of $80-130$ its been holding that for 5+ years so having game systems and games can be a good way to hold wealth, just make sure to buy protective sleeves for them all.

Find out more

Asset Basket*All Things Are Risky Invest At Your Own Risk #3

Pokemon Cards

Precious Metals

Precious Metals

Many Items Are Risky. Pokemon Cards Can Be Very Risky And most Do Not Consider Them a Asset However After Logan Paul Paid Over 4 Million Dollars For 1 Card its Hard For Someone To Argue They Have No Value. All Things Have Value To Those Who Are Willing To Pay.

Find out more

Precious Metals

Precious Metals

Precious Metals

Like Everything in life Precious Metals Go Up and Go Down But To Humans They have always held Value While Many Argue its a hunk of metal Its hard to Deny The Fact That Its used Everywhere Not Just as a " Asset " You can Hold psychical Metal Or own Stocks Related To it And have Vaults Store it ( which is where We keep The bulk of ours For Safety ) 

Find out more

Vehicles

Precious Metals

Real-estate

Vehicles Are a " Cringe " Asset and i say that because 9.5 Times out of 10 When you buy a New Car the value drops 5k That Same Day once it leaves the Lot and continues to drop weekly. However they Are considered an Asset If you own it 100% people need to go To and From places so cars/trucks/suv's ect will always have some value unlike Drinking beer/Cigs where your money is spent and 100% gone

Find out more

Real-estate

Stocks (dividend Investing )

Real-estate

Real Estate Has made Most Millionaires Than anything Else But has also made many people BROKE - If your buying to rent or Buying to flip it Can Be a Major Headache, Tenants Not Paying Or Major Bills Coming Up out of the blue ect But it is a Asset Stream Worth Looking into So Your Eggs are Not In One basket

Find out more

Stocks

Stocks (dividend Investing )

Stocks (dividend Investing )

Buying stocks for the long term can be a great way to save + make money, of course you can loose everything so you need to research each brand stock you decide to invest in, a few i recommend ( invest at your own risk )  GM , 3M , mcdonalds , AMD, pepsi , netflix,tesla ect

Find out more

Stocks (dividend Investing )

Stocks (dividend Investing )

Stocks (dividend Investing )

Dividend investing Is one of the Best Most Simple Ways to Truly Earn passive income To do this you simply Find a Stock/stocks That Pays Dividends some are monthly some Every Q some will pay 15 Cents per share you own Some will pay over 1 Dollar Per share you own. The only Problem with This is You need money. Now you can Start on most apps with $5 but of course the more stocks you own of those DIV comps. The more $$$ you will make But many people make $100 And up Just by investing. so if you like to put your money to work but you dont want to Do The work This is a Great option.

Find out more

BOOOOOZZZ

So i'll point out that i personally do not own any Wine ect however i do know its an asset and can go up in value of time so while i dont know much about that. its an option for you to look into 

Crypto Currency

Im sure you have heard all about Crypto! at least in the news! i personal have this asset and do think everyone should have some. Keeping your eggs in many baskets is good but KNOW what your doing. #1  research research research #2 crypto is more than just a " digital coin/money " cryptos have the next GEN software behind it. #3 ITS NEW its going to go up and down A LOT, follow my Account by clicking learn more for updates on all things money/investing 

Find out more

NFT's ( non fungible tokens )

SUPER RISKY /// non fungible tokens AKA NFT's are basically digital art When it was big i invested about 1500$ into it trying to learn it but i realized 80% of it is a scam with non Legit nft's being sold lol i own over 300 NFT's i dont know their values nor do i honestly really care last i checked i think they were mostly worthless but it was fun learning so 1500$ loss i view that as the cost to learn about NFT's so to me its not a loss because i gained knowledge and bought some horses! lol you can view my Nft Account by clicking learn more below most i bought some were " gifted to me " idk i rarely look at it maybe one day ill log on and something be worth millions! 

Find out more

Real Life Art

So its not SHOCK Art is an asset Especially for the Elites as its a sign of Status and power dropping millions of dollars on a painting is not uncommon. but for us mortals there are ways to get art cheaper in hopes it goes up one day you can do this online, at auctions or even find local artists and hope one day they paintings go up in value! 

Open A ROTH IRA

Open A ROTH IRA

Creating a IRA account is VERY important. each year can be different but on average you can add up to $6,000 to a ROTH IRA  Per year Per person. ( you must have a joint account if you want to add 12,000 ) or open a 2nd account for your spouse and put 6k in each acc. what is nice about a roth ira  you put money in and i believe at the age 59/half you can withdraw ALL of it TAX FREE, so its a good way to invest / Save for the future so i highly recommend one. many companies have IRA options so  click learn more to view the comp i trust the most. you can add your own stocks or pick already created " stock funds " its SO MUCH FUN and i believe you can get started by investing like 5$ to start

Find out more

CASH CASH CASH

Open A ROTH IRA

This wouldn't be a fun list without Adding CASH! Cash is an asset but a pretty worthless one if you ask me! however i do believe WE ALL NEED IT! as i always say keep your eggs in many baskets but do not put to many eggs in 1 basket spread them! cash is good for buying things on the go and if our electric system would go down and you cant swipe your CARDS your out of luck so cash is very important to have!

Find out more

Coming Soon! ( Ways To Save Money )

Replace your light bulbs!

most people dont realize how much money they can save over time by replacing their light-bulbs with todays Tech you can use a bulb that is 10 Watts or less that produce the same amount of light as a old 40-60Wat bulb all for just 10 Watts or less!

See energy Saving Bulbs here

How i Manage my Bills - ( can use google documents )

paying your bills easy

Quickly Jump Around My website

these are pages on my website
Its all About me.My blogProduct i personally loveall things moneyAll things wisdomNothing But Links

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